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Coupon Online Course Details
Lending Fundamentals and Credit Assessment, A comprehensive guide to the principles of Consumer Credit Assessment and Lending Fundamentals
Created by Kane Jones
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What Will I Learn?
- All students will gain a solid understanding of what banks and lending institutions consider when assessing an application for consumer, or personal, credit
- All students will gain an appreciation for what information a bank inputs into a Decision Tool for credit assessment
- Students will learn the fundamentals of credit assessment and when to apply them. Specifically, the 3Cs, or 3Ss (Capacity, Character, Collateral & Stability, Serviceability, Security)
- The course will provide specific tools to help the student become more adept at assessing applications for credit prudently
- Students can take a short quiz at the completion of the tutorial to test their learnings
Requirements
- A very basic understanding of finance. No other tools are required
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